Service Description

Life Insurance Consulting – Personalized Protection with Chartered360° At Chartered360°, we believe that life insurance isn’t just a policy—it’s peace of mind, financial security, and a long-term safeguard for individuals, families, and businesses. Our Life Insurance Consulting Services are designed to help you make informed and confident decisions when it comes to securing your future and the wellbeing of those who matter most. Whether you’re an individual seeking personal coverage or a business aiming to offer employee insurance benefits, Chartered360° offers expert, unbiased guidance tailored to your needs, life goals, and financial plans. For Individuals: We understand that everyone’s life stage, financial situation, and responsibilities are unique. That’s why our consultants take a personalized approach—assessing your income, liabilities, dependents, and future goals—to suggest the most appropriate life insurance solutions. From term plans and endowment policies to ULIPs and whole life insurance, we walk you through all options, explaining the benefits, costs, tax implications, and long-term value of each. For Employers & Corporate Groups: Offering life insurance benefits to employees is a powerful tool for retention, loyalty, and wellbeing. Chartered360° helps you design and implement group life insurance plans that are cost-effective, compliant, and valued by your workforce. We assist with plan selection, insurer negotiations, documentation, claims support, and employee onboarding—ensuring a smooth and transparent process for both employers and employees. Our Life Insurance Consulting Covers: 🔹 Needs-based Policy Selection – Matching coverage with actual financial needs and risk appetite 🔹 Comparative Analysis – Helping you compare policies across insurers for maximum benefits 🔹 Tax Planning – Advising on insurance options that align with tax-saving goals under Sections 80C & 10(10D) 🔹 Policy Review & Optimization – Reviewing existing policies for relevance and recommending upgrades or consolidation 🔹 Claims Support – Guidance and assistance during claims to ensure quick, hassle-free settlements 🔹 Employee Communication – Educating staff on their insurance benefits and resolving queries